Program for victims of disasters requires no down payment and allows 100% financing of the home.
Banks make most of their profit by selling your home loan on the secondary mortgage market.

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The old mortgage is paid off and you will receive the difference between the old loan balance and the amount of the new mortgage in cash, hence the name of the option (Cash Out Refinance).

As you can see, there are simply a lot of advantages to refinancing your home.
Let them know that you have other options and that you are looking for a special offer.

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